Our Services
With over 20 years of experience in providing home loans and financial advice, the team at Stratton Equity can help you find the arrangement that works best for you.
We provide the most competitive home loan interest rates and can put forward an arrangement that is sustainable for you.
Financial matters can be complex. Our consultants are here to help you understand both the broad strokes and the finer details of how you can get your home loan under control. We can even help you get your home loan paid off sooner with our competitive in-house loan program rates. With an extensive network of bank and non-bank lenders, and over 600 home loan products to choose from, we can find the arrangement that works for you.
Bridging Home Loan
If you’re on the lookout for a new property but would like the security of being able to hold on to your current property, why not try a bridging home loan?
With a bridging home loan, you can finance a new home while still living in your current one. This arrangement can save you the inconvenience of having to rent while your new home is being built. No movements and no hassles, everything can stay the way it is until you’re ready to move into your new property.
Stratton Equity can arrange bridging home loans that give you up to 12 months to sell your current property.
Talk to one of our home loan consultants to find out the best home loan option for you.
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Refinance Mortgage
We also offer additional features, including an offset account, provisions for extra repayments or redrawing funds, and splitting your loans.
Get in touch with one of our home loan consultants to find out more about our standard variable home loan.
Refinance Mortgage
We also offer additional features, including an offset account, provisions for extra repayments or redrawing funds, and splitting your loans.
Get in touch with one of our home loan consultants to find out more about our standard variable home loan.
Property investors
If you’re on the lookout for a new property but would like the security of being able to hold on to your current property, why not try a bridging home loan?
Stratton Equity can arrange bridging home loans that give you up to 12 months to sell your current property.
Talk to one of our home loan consultants to find out the best home loan option for you.
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A property is always an excellent investment
– and you don’t even need to be a millionaire to acquire one! If you have some amount tucked away, you can use it to invest in a property that can double or triple your money in a few years’ time!
Stratton Equity offers you this chance to be a property investor without breaking your wallet. In fact, many of our property investors are ordinary parents, professionals, singles, and average workers who want to put their money in a more stable investment.
And to convince you further, here are 10 reasons why investing in a property is one of the smartest moves you can make:
1
Use people’s money to pay off your asset. Buy a property, rent it out, and use that money to pay off your investment – without touching your own pockets!
2
Use people’s money to buy your asset. Alternatively, you can take out a loan and buy a property without paying for it in hard cash on the spot!
3
Enjoy tax deductions. Money you spent on your property, including interest tax, is deducted against your income. Bottom line: more cash and savings.
4
Build wealth. Your property earns equity over time and you can use this to buy other properties in the future and grow even more your wealth.
5
Put your money in a predictable investment. A property is one of the most low risk options for an investment, making it a reliable, secure and stable asset to put your money on.
6
Invest in an appreciating asset. A true good investment is one that appreciates over time, and this is what makes a new house so much better than a new car. Investing in an appreciating asset, such as a real estate property, brings in more returns for your money.
7
Enjoy the benefits of a holiday home. Wouldn’t it be nice to have your own place somewhere near the beach, go there on weekends and relax? A holiday home provides you with and at the same time a smart investment that you can also enjoy.
8
Prepare for your retirement. As an investment that earns equity over time, a property can be a reliable investment in the years to come, something that you can consider as part of your retirement assets.
9
Say goodbye to your office job and become a property investor. Becoming a property investor brings in a lucrative source of income. It could become your passion if you take the time to learn the ins and outs of the business, and you may find it a friendlier alternative to a 9-to-5 office job.
10
Earn passive money. One of the best ways to build your finances and grow your money is through passive income. With your property, you can get high returns on your investment even in your sleep.
Get started with your first investment property with Stratton Equity. Talk to one of our financial advisors now.
Property investment home loan
If you’re interested in becoming a property investor, we provide a wide array of home loans for your first property investment.
Interest only home loan
Go for an interest only home loan if you want to maximise the cash flow on your property.
Standard variable rate
home loan
One of our popular types of home loans, the standard variable home loan offers you the most flexible terms, allowing you to link it to an offset account. Rates go up and down depending on the market, which can help you reduce overall interest.
Standard fixed rate home loan
If you’re after the security of a fixed rate, we also offer standard fixed rate home loans. This makes budgeting so much easier as you won’t have to worry about changing repayment amounts. Our fixed rates range from six months for up to 10 years.
Basic variable rate home loan
This kind of loan is ideal for those who want to make minimum payments only but do not want the level of flexibility of a standard variable rate loan.
Line of credit
With this package, you can pay only the interest on the money that you used. You can also use the equity that your property earns for personal purposes, or like a credit card, redraw any principal that is available.
Low doc loan
A low doc loan, also known as low documentation, typically has higher interest rates. However, we at Stratton Equity offers a number of low-range doc loans that are perfect for self-employed individuals who cannot provide sufficient proof of income.
Construction home loan
Construction home loans are available for investors who need funds for refurbishing and renovating their properties. Stratton Equity construction loans’ interests are applicable only during the building period, and you can select from variable rate, fixed rate home loan, line of credit and others.
Stratton Equity makes home loans easier for you. Apply for one now.
Line of credit
With this package, you can pay only the interest on the money that you used. You can also use the equity that your property earns for personal purposes, or like a credit card, redraw any principal that is available.
Low doc loan
A low doc loan, also known as low documentation, typically has higher interest rates. However, we at Stratton Equity offers a number of low-range doc loans that are perfect for self-employed individuals who cannot provide sufficient proof of income.
Construction home loan
Construction home loans are available for investors who need funds for refurbishing and renovating their properties. Stratton Equity construction loans’ interests are applicable only during the building period, and you can select from variable rate, fixed rate home loan, line of credit and others.
Stratton Equity makes home loans easier for you. Apply for one now.
Buying your property
Location is an essential factor to consider when deciding to buy a property. A strategic location means that your property will have higher appeal and higher value. Whether it’s a commercial or a residential space, look for a location that has strong tenant appeal. Strategic locations are those that:
- Offer proximity and convenience to public transport
- Are located near major facilities like schools and hospitals
- Offer entertainment and lifestyle options, such as cinemas, shopping malls, parks and restaurants.
Knowing the type of property to invest in
Price matters and like location, property prices are also another major consideration as this can affect the type of property you will purchase. Depending on your financial solvency, you might find that some properties are more affordable than others. Apartments and condominium units are, for example, more affordable than town houses, although apartment prices themselves vary depending on features such as view, location, quality and condition of the unit.
Proper financial planning and thorough research are important in finding the perfect property that’s within your investment budget.
Non-conforming
home loan
We at Stratton Equity understand that credit problems are a common reality. Many individuals and families have had issues with their credit at one point or another. For most, the causes are circumstantial. From injuries that have kept you out of work, to spiralling living costs and potentially even mismanaged past attempts at getting finances back on track. There are plenty of reasons that an individual’s credit history might be less than stellar.
Regardless of your circumstances, we provide the assurance of the funding that you need. Stratton Equity has access to a range of non-conforming home loans that let you rebuild your financial life again by helping you consolidate your debts. By helping you restructure your debts, you can eventually apply for any traditional home loan in the future!
Non-conforming
home loan
We at Stratton Equity understand that credit problems are a common reality. Many individuals and families have had issues with their credit at one point or another. For most, the causes are circumstantial. From injuries that have kept you out of work, to spiralling living costs and potentially even mismanaged past attempts at getting finances back on track. There are plenty of reasons that an individual’s credit history might be less than stellar.
Regardless of your circumstances, we provide the assurance of the funding that you need. Stratton Equity has access to a range of non-conforming home loans that let you rebuild your financial life again by helping you consolidate your debts. By helping you restructure your debts, you can eventually apply for any traditional home loan in the future!
With Stratton Equity, you’ll have a dedicated Client Liaison Officer who will be your key point of contact.
They’ll be available to answer your questions, and co-ordinate with the various stakeholders involved in your journey to financial success.
Start your journey to financial freedom with lifetime mentoring from Stratton Equity.